Why ICICI Personal loan is the best option when you are planning for Holidays?

Be it a cultural trip, family vacation, or exploring an international destination with close pals, a borrower can easily avail a loan for holidays. ICICI Personal loan is the best option while planning a holiday because it is easy to get, without much hassle. It offers personal loans for holidays with less documentation, flexible repayment tenures at minimal charges. So, whenever, a borrower needs an instant personal loan for holidays, he/she knows where to go.

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ICICI personal loan caters all the needs of those, are planning for a holiday. This product comes with many benefits and added perks, thus to give the borrower a memorable holiday experience. ICICI personal loan can be blindly trusted as it’s a brand that has already created its niche in the financial market.

Regardless of the reason for traveling ICICI personal loan for holiday’s supports a borrower to manage his/her travel expenses. Including the cost of flights, hotel, internal travel expense, food costs, and many others. Now there is no need to deplete the savings when he/she can apply for a quick and hassle-free personal loan for holidays to fulfill all the traveling needs and dreams.

Following are the features of ICICI Personal loan for holidays: 

  • Competitive rate of interest.
  • Flexible loan repayment tenures.
  • No security or collateral is required.
  • ICICI personal loan can be used for multiple purposes.
  • Easy documentation process.
  • The quick and hassle-free loan procedure.
  • ICICI personal loan for holidays come with balance transfer facility.

ICICI Bank Travel Loan EMI Calculator

 The moment a borrower avails a holiday loan, it becomes very important to know the EMI. It is the amount that a borrower pays each month to repay the travel loan. It would be great if a borrower knows the exact amount as it gives an insight of a figure that … Read More

Smoker Life Insurance – Tips to Pay Less

Are you a smoker? Do you feel this has made it difficult for you to get an affordable insurance policy? Have you become tired of being asked to pay very high premiums for life insurance? Let me prove that affordable insurance for a smoker is possible.

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Insurance is a field involving many specializations. It is a very complex sector. Most insurers deal only within a limited area of expertise. If you want a good deal from an insurer, your case should fall within their field of specialization. Affordable smoker life insurance is easier if you deal with those who serve smokers.

An ordinary man sees no difference between one who smokes a cigarette and one who uses a nicotine patch. This difference albeit slight can have a significant impact on deals offered by this type of insurers.

Under certain conditions, a person using other forms of nicotine is treated as a non smoker by insurers. If you smoke cigarettes, there is no doubt that you will pay more than a non smoker for your life insurance cover. By adopting innovating means of searching for good deals, you can obtain affordable smoker life insurance.

Insurance providers adopt different parameters to determine whether a person is a smoker or not. Some insurers work on the principle “once a smoker, always a smoker.” Some insurers adopt a completely different method. Only your current habit is considered. Your choice of insurer should be partly dependent on when you quit smoking.

If you have just quit smoking, waiting a few years will always help secure a better deal. If you want to find the best insurance deal immediately, why not extend your search online? Different insurers follow different rules but the internet is the easiest way to find the right insurer. Simply visit websites offering … Read More